1. Acceptance of Terms

By accessing and using The Balanced Investor Club platform, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

The Balanced Investor Club provides financial analysis tools, market data, portfolio management features, and educational content for retail investors. Our services include but are not limited to:

• Stock analysis and technical indicators
• Portfolio tracking and performance analytics
• Market news and financial insights
• Price alerts and notifications
• Educational resources and tools

3. Investment Disclaimer

IMPORTANT: All information provided on this platform is for educational and informational purposes only. It should not be considered as financial advice, investment recommendations, or an offer to buy or sell securities.

• Past performance does not guarantee future results
• All investments carry risk of loss
• You should consult with a qualified financial advisor before making investment decisions
• We are not registered investment advisors or broker-dealers

4. User Accounts and Responsibilities

To access certain features, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and current information
• Notifying us immediately of any unauthorized use

5. Subscription Plans and Billing

We offer various subscription plans with different features and limitations:

• Free Plan: Basic features with limitations
• Advanced Plan: Enhanced features and increased limits
• Pro Plan: Full access to all features

Subscription fees are billed in advance and are non-refundable except as required by law or as specifically stated in our refund policy.

6. Data Accuracy and Limitations

While we strive to provide accurate and timely market data, we cannot guarantee the accuracy, completeness, or timeliness of any information provided. Market data may be delayed and should not be relied upon for time-sensitive trading decisions.

7. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To transmit or procure the sending of any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the company, employees, another user, or any other person or entity

8. Limitation of Liability

In no event shall The Balanced Investor Club, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, punitive, consequential, or similar damages arising out of your use of the service.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the platform. Continued use of the service after such modifications constitutes acceptance of the updated terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@balancedinvestorclub.com
Address: Barcelona, Spain